About CostPlus Life Insurance

Making term life insurance simple, affordable, and accessible for all Canadians

Owned & Operated by Immunis Financial Brokers Inc.

Our Story

CostPlus Life Insurance was founded with a simple mission: to make finding affordable term life insurance as easy as possible for Canadian families.

We saw too many people confused by complex insurance options, overwhelmed by pushy sales tactics, or paying more than they should for coverage. We knew there had to be a better way.

Today, we help thousands of Canadians compare quotes from top insurance providers, understand their options, and find the right coverage for their unique needs - all online, at their own pace, with no pressure.

Our Values

Transparency

No hidden fees, no confusing jargon. We believe in honest, straightforward information.

Customer First

Your needs guide everything we do. We're here to help you find the right coverage, not to push a sale.

Excellence

We partner only with top-rated Canadian insurance providers you can trust.

Compassion

We understand that life insurance is about protecting the people you love most.

Why Choose CostPlus Life?

Transparent Pricing

We believe in complete transparency. No hidden fees, no surprises. You'll always know exactly what you're paying for and why.

Expert Guidance

Our team of licensed insurance professionals is here to help you understand your options and make informed decisions about your coverage.

Multiple Providers

We work with Canada's top insurance companies to ensure you get the best coverage at the most competitive rates.

Simple Process

Get quotes online in minutes, compare options side-by-side, and apply when you're ready. No pressure, no hassle.

100%

Free Quote Service

10+

Top Canadian Providers

24/7

Online Access

Frequently Asked Questions

We focus exclusively on term life insurance, making us specialists in this area. Our transparent pricing model means no hidden fees, and we work with multiple top-rated Canadian providers to ensure you get the best rate possible.

Yes! Our quote comparison service is completely free. We're compensated by the insurance companies when you purchase a policy, but this doesn't affect your premium - you pay the same price whether you buy directly or through us.

We only partner with insurance companies that have strong financial ratings (A or higher from A.M. Best), are licensed to operate in Canada, and have proven track records of paying claims. All our partners are established, reputable companies.

Our relationship doesn't end when you buy a policy. We're here to help with policy questions, beneficiary updates, coverage reviews, and claims assistance. Think of us as your long-term insurance partner.

Our Trusted Insurance Partners

We work with Canada's leading insurance providers to bring you the best term life insurance options